Credit and Collections

Immediate and steady cash flow is just the first benefit of partnering with Interstate Billing Service. Our clients also enjoy the immense relief of eliminating credit risk and handing over management of credit approvals and collections to a third party.

But IBS isn't just any third party.

Because our credit team has worked with hundreds of thousands of customers since 1984, we have extensive experience in evaluating credit applications, financial statements and payment histories. Because we assume your risk of bad debt,* we have developed sound credit practices to try to meet your customers' credit needs so you can make your sale.

However, we value and respect your personal relationships with your customers.

We also understand that no applicant is exactly the same, and sometimes there's more to credit than what you'll find on paper. We work closely with our clients to ensure that personal relationships and histories are considered and respected.

*in our non-recourse program