Compare Us to Other Forms of Financing


Review the chart below to see why over 450 businesses choose the services of IBS over traditional financing.

 
Traditional Financing
Interstate Billing Service
Ownership

Takes some portion of the business (equipment, vehicles, building) as collateral

In most cases, we will only have an interest in the accounts receivable we purchase
Control

Generally requires covenants that disallow additional debt

Promotes growth through
no restrictions
Additional
Draws

Additional draws are allowed
only through a new application
or already established limit

Cash provided daily
Balance Sheet Effects

Reflected on the balance
sheet as debt

Since our financing is not a loan, it is not reported as debt
Risk

Risk increased due to
additional debt

Risk reduced by passing on debt absorption to a third party
Business Management

Only provide capital

Provides capital plus credit, billing and collection services--saving you time and money